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Colgate vs Central Michigan: prediction and projected score

Final: Colgate 10, Central Michigan 13. We projected Central Michigan 38.9-11.2 (97%) โ€” winner called correctly.

Matchup analysis

Before kickoff our model projected Central Michigan 38.9, Colgate 11.2 at Kelly/Shorts Stadium in Week 2. That is a heavy edge: Central Michigan wins about 97% of the time by our estimate, with a projected margin of 27.7 points and 50 combined points. Tags: favorite holds, blowout brewing.

Colgate is 2-0, scoring 29.5 and allowing 12 points per game (+17.5 per game). Central Michigan is 0-1, scoring 7 and allowing 38 points per game (-31 per game).

Colgate plays in the FCS, so this is a cross-division game. Our ratings put FCS teams on the FBS scale through a measured gap from every FBS-vs-FCS result, which is why Central Michigan's projected edge is large even if the records look similar. Cross-division projections are a little less precise than FBS-vs-FBS ones.

College football is noisy: even a well-rated projection misses the final margin by about 14 points on average. Based on how real results have scattered around our numbers, the final margin should land somewhere between Central Michigan by 5 and Central Michigan by 50 about 80% of the time.

Central Michigan gets about 2.1 points for playing at home. Even on a neutral field the ratings would still favour Central Michigan by about 25.6. The game is on ESPN+.

Result: Colgate 10, Central Michigan 13. The model had the right winner; the margin was off by 24.7 points and the total by 27.

Market lines

Market lines ยท Source: The Odds API, ESPN, Action Network ยท Updated Oct 29, 9:25 AM UTC. Shown for information; not an input to our projections.

ProviderSpread (open โ†’ now)Total (open โ†’ now)Moneyline (Colgate / Central Michigan)
ConsensusCentral Michigan -22.75 โ†’ Central Michigan -18.549.5 โ†’ 48.75+875 / -1600
BovadaCentral Michigan -22 โ†’ Central Michigan -18.549.5 โ†’ 49+850 / -1600
DraftKingsCentral Michigan -23.5 โ†’ Central Michigan -18.549.5 โ†’ 48.5+900 / -1600

This game's lines: CollegeFootballData.com ยท read Oct 22, 6:37 PM UTC.

ProjectionMarginTotalCentral Michigan win
Our modelCentral Michigan -27.550.097%
Market consensusCentral Michigan -18.548.890%
Blended projectionCentral Michigan -2049.791%

Blended projection = 0.16 x our margin + 0.84 x the market margin, weights fitted on past seasons (see methodology).

Model vs market

Central Michigan win probability
model 97% ยท market (no-vig) 90% ยท difference +6 pts
Margin
model Central Michigan -27.7 ยท market Central Michigan -18.5 ยท difference +9.2 pts (Central Michigan view)
Total
model 50.0 ยท market 48.75 ยท difference +1.3

Model margin is 9.2 pts more toward Central Michigan than the market.

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Original projection vs new formula

ProjectionScoreWin probMargin missTotal miss
Original projectionColgate 11.2, Central Michigan 38.9Central Michigan 97%right winner24.727.0
New formulaColgate 19.3, Central Michigan 33.9Central Michigan 81%right winner11.630.2

Final: Colgate 10, Central Michigan 13. Original = the number we posted before kickoff. New formula (2026-10-21 matchup terms) = the current model re-run with only the games played before this one.

Colgate vs Central Michigan: stat comparison

2025 season numbers (this season's sample is still too small).

Basic
StatColgateCentral Michigan
Points per game28.322.5#106
Points allowed per game31.023.5#55
Yards per play5.765.36#109
Yards per play allowed6.235.75#63
Rushing yards per game138.2179.5#58
Net passing yards per game264.5147.2#127
Rushing yards allowed per game170.4154.0#55
Net passing yards allowed per game237.2219.6#70
Turnovers per game1.271.00#71
Takeaways per game1.091.38#30
Sacks per game1.182.23#53
Sacks allowed per game1.641.85#82
Advanced
StatColgateCentral Michigan
EPA per play+0.02+0.00#89
EPA per play allowed+0.11-0.03#44
Success rate43.0%42.3%#73
Success rate allowed45.9%40.5%#55
Explosive play rate11.8%11.3%#104
Explosive plays allowed12.6%13.3%#104
Havoc rate11.0%13.4%#49
Havoc allowed13.0%13.4%#106
Points per scoring opportunity3.563.75#92
Points per opportunity allowed4.913.42#21
Average starting field positionopp 8own 30#73
Opponents' starting field positionopp 7own 30#85
Offensive plays per game (pace)69.960.9#123
Situational
StatColgateCentral Michigan
Rushing EPA per play+0.03-0.03#100
Passing EPA per play+0.02+0.07#53
Rushing EPA allowed+0.03+0.02#86
Passing EPA allowed+0.20-0.07#34
Rushing success rate47.7%40.3%#100
Passing success rate42.5%42.7%#52
Run stuff rate16.8%18.6%#76
Passing-down success rate35.6%27.2%#109
Passing-down success allowed32.3%28.5%#53
Third-down conversion rate44.3%34.6%#122
Third-down rate allowed50.0%42.5%#96
Red-zone touchdown rate56.5%52.3%#114
Red-zone TD rate allowed68.1%52.8%#23

# = rank among 136 FBS teams. Efficiency numbers exclude garbage time. Per-play numbers of teams with a weak schedule are pulled toward their opponent-adjusted values (fully at one standard deviation below an average schedule). Source: play-by-play (cfbfastR / sportsdataverse), aggregated by us.

More: Colgate schedule ยท Central Michigan schedule ยท all Week 2 projections

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Projections are statistical estimates for entertainment and analysis only. They are not betting advice and nothing here guarantees any result.

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