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Cal Poly vs Northern Colorado: prediction and projected score

Final: Cal Poly 18, Northern Colorado 28. We projected Cal Poly 27.5-24 (59%) — the model missed this one.

Matchup analysis

Before kickoff our model projected Cal Poly 27.5, Northern Colorado 24 at Nottingham Field in Week 7. That is a lean: Cal Poly wins about 59% of the time by our estimate, with a projected margin of 3.5 points and 51.4 combined points. Tags: upset alert.

Cal Poly is 4-3, scoring 29.6 and allowing 30.3 points per game (-0.7 per game). Northern Colorado is 2-5, scoring 23 and allowing 26.6 points per game (-3.6 per game).

College football is noisy: even a well-rated projection misses the final margin by about 14 points on average. Based on how real results have scattered around our numbers, the final margin should land somewhere between Cal Poly by 26 and Northern Colorado by 19 about 80% of the time.

Northern Colorado gets about 2.1 points for playing at home. Cal Poly is still favoured on the road, so the ratings gap is bigger than the value of playing at home. The game is on ESPN+.

Result: Cal Poly 18, Northern Colorado 28. Northern Colorado won, so this goes down as a miss for the model (margin off by 13.5 points).

Market lines

Market lines · Source: The Odds API, ESPN, Action Network · Updated Oct 29, 11:25 AM UTC. Shown for information; not an input to our projections.

ProviderSpread (open → now)Total (open → now)Moneyline (Cal Poly / Northern Colorado)
ConsensusCal Poly -353.5 → 52.5-174 / +139
DraftKingsCal Poly -353.5 → 52.5-174 / +139

This game's lines: CollegeFootballData.com · read Oct 22, 6:37 PM UTC.

ProjectionMarginTotalNorthern Colorado win
Our modelCal Poly -3.551.441%
Market consensusCal Poly -352.540%
Blended projectionCal Poly -353.042%

Blended projection = 0.16 x our margin + 0.84 x the market margin, weights fitted on past seasons (see methodology).

Model vs market

Northern Colorado win probability
model 41% · market (no-vig) 40% · difference +1 pts
Margin
model Cal Poly -3.5 · market Cal Poly -3 · difference -0.5 pts (Northern Colorado view)
Total
model 51.4 · market 52.5 · difference -1.1

Model margin is 0.5 pts more toward Cal Poly than the market.

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Original projection vs new formula

ProjectionScoreWin probMargin missTotal miss
Original projectionCal Poly 27.5, Northern Colorado 24.0Cal Poly 59%wrong winner13.55.4
New formulaCal Poly 27.2, Northern Colorado 24.1Cal Poly 58%wrong winner13.15.3

Final: Cal Poly 18, Northern Colorado 28. Original = the number we posted before kickoff. New formula (2026-10-21 matchup terms) = the current model re-run with only the games played before this one.

Cal Poly vs Northern Colorado: stat comparison

2025 season numbers (this season's sample is still too small).

Basic
StatCal PolyNorthern Colorado
Points per game27.520.3
Points allowed per game31.528.4
Yards per play6.175.58
Yards per play allowed6.196.20
Rushing yards per game142.2125.7
Net passing yards per game263.8243.8
Rushing yards allowed per game185.2215.5
Net passing yards allowed per game254.5219.8
Turnovers per game1.501.50
Takeaways per game1.081.17
Sacks per game1.751.25
Sacks allowed per game2.080.83
Advanced
StatCal PolyNorthern Colorado
EPA per play+0.04-0.09
EPA per play allowed+0.02-0.02
Success rate38.1%39.7%
Success rate allowed44.6%43.5%
Explosive play rate13.9%10.2%
Explosive plays allowed12.3%11.9%
Havoc rate10.1%12.1%
Havoc allowed13.8%14.6%
Points per scoring opportunity1.923.82
Points per opportunity allowed2.292.92
Average starting field positionopp 6opp 6
Opponents' starting field positionopp 5opp 5
Offensive plays per game (pace)65.866.3
Situational
StatCal PolyNorthern Colorado
Rushing EPA per play-0.02-0.20
Passing EPA per play+0.09+0.00
Rushing EPA allowed+0.03+0.05
Passing EPA allowed+0.00-0.10
Rushing success rate36.1%39.2%
Passing success rate38.5%40.2%
Run stuff rate20.9%21.1%
Passing-down success rate28.2%28.1%
Passing-down success allowed31.9%33.5%
Third-down conversion rate36.4%36.1%
Third-down rate allowed42.9%39.4%
Red-zone touchdown rate25.0%59.8%
Red-zone TD rate allowed38.7%49.1%

# = rank among 136 FBS teams. Efficiency numbers exclude garbage time. Per-play numbers of teams with a weak schedule are pulled toward their opponent-adjusted values (fully at one standard deviation below an average schedule). Source: play-by-play (cfbfastR / sportsdataverse), aggregated by us.

More: Cal Poly schedule · Northern Colorado schedule · all Week 7 projections

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Projections are statistical estimates for entertainment and analysis only. They are not betting advice and nothing here guarantees any result.

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