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Gardner-Webb vs UT Martin: prediction and projected score

Final: Gardner-Webb 6, UT Martin 17. We projected Gardner-Webb 25.6-24.4 (53%) — the model missed this one.

Matchup analysis

Before kickoff our model projected Gardner-Webb 25.6, UT Martin 24.4 at Hardy M. Graham Stadium in Week 7. That is a genuine toss-up: Gardner-Webb wins about 53% of the time by our estimate, with a projected margin of 1.2 points and 50 combined points. Tags: coin flip.

Gardner-Webb is 2-5, scoring 21.6 and allowing 23.3 points per game (-1.7 per game). UT Martin is 2-4, scoring 24.7 and allowing 33.8 points per game (-9.1 per game).

College football is noisy: even a well-rated projection misses the final margin by about 14 points on average. Based on how real results have scattered around our numbers, the final margin should land somewhere between Gardner-Webb by 24 and UT Martin by 21 about 80% of the time.

UT Martin gets about 2.1 points for playing at home. Gardner-Webb is still favoured on the road, so the ratings gap is bigger than the value of playing at home. The game is on ESPN+.

Result: Gardner-Webb 6, UT Martin 17. UT Martin won, so this goes down as a miss for the model (margin off by 12.2 points).

Market lines

Market lines · Source: The Odds API, ESPN, Action Network · Updated Oct 29, 11:25 AM UTC. Shown for information; not an input to our projections.

ProviderSpread (open → now)Total (open → now)Moneyline (Gardner-Webb / UT Martin)
ConsensusGardner-Webb -1.548.5 → 51.5-121 / -102
DraftKingsGardner-Webb -1.548.5 → 51.5-121 / -102

This game's lines: CollegeFootballData.com · read Oct 22, 6:37 PM UTC.

ProjectionMarginTotalUT Martin win
Our modelGardner-Webb -150.047%
Market consensusGardner-Webb -1.551.548%
Blended projectionGardner-Webb -1.552.146%

Blended projection = 0.16 x our margin + 0.84 x the market margin, weights fitted on past seasons (see methodology).

Model vs market

UT Martin win probability
model 47% · market (no-vig) 48% · difference -1 pts
Margin
model Gardner-Webb -1.2 · market Gardner-Webb -1.5 · difference +0.3 pts (UT Martin view)
Total
model 50.0 · market 51.5 · difference -1.5

Model and market margins agree within half a point.

21+ only where legal. Gambling problem? Call 1-800-GAMBLER.

Original projection vs new formula

ProjectionScoreWin probMargin missTotal miss
Original projectionGardner-Webb 25.6, UT Martin 24.4Gardner-Webb 53%wrong winner12.227.0
New formulaGardner-Webb 25.7, UT Martin 24.6Gardner-Webb 53%wrong winner12.127.4

Final: Gardner-Webb 6, UT Martin 17. Original = the number we posted before kickoff. New formula (2026-10-21 matchup terms) = the current model re-run with only the games played before this one.

Gardner-Webb vs UT Martin: stat comparison

2025 season numbers (this season's sample is still too small).

Basic
StatGardner-WebbUT Martin
Points per game27.520.7
Points allowed per game29.823.9
Yards per play6.055.25
Yards per play allowed6.146.44
Rushing yards per game192.5172.7
Net passing yards per game224.6167.6
Rushing yards allowed per game180.7122.3
Net passing yards allowed per game216.7247.0
Turnovers per game1.170.75
Takeaways per game1.081.08
Sacks per game2.672.08
Sacks allowed per game2.502.00
Advanced
StatGardner-WebbUT Martin
EPA per play-0.03-0.05
EPA per play allowed+0.07+0.10
Success rate38.9%40.5%
Success rate allowed43.0%44.1%
Explosive play rate12.0%10.8%
Explosive plays allowed14.4%12.9%
Havoc rate14.3%12.0%
Havoc allowed14.3%12.4%
Points per scoring opportunity3.703.44
Points per opportunity allowed4.384.78
Average starting field positionopp 12opp 20
Opponents' starting field positionopp 11opp 20
Offensive plays per game (pace)68.964.8
Situational
StatGardner-WebbUT Martin
Rushing EPA per play-0.02-0.05
Passing EPA per play-0.04-0.06
Rushing EPA allowed+0.08-0.01
Passing EPA allowed+0.06+0.20
Rushing success rate38.4%41.8%
Passing success rate41.3%41.6%
Run stuff rate19.5%18.0%
Passing-down success rate28.1%29.3%
Passing-down success allowed33.5%31.9%
Third-down conversion rate31.8%46.2%
Third-down rate allowed39.8%39.7%
Red-zone touchdown rate66.9%54.7%
Red-zone TD rate allowed60.3%71.2%

# = rank among 136 FBS teams. Efficiency numbers exclude garbage time. Per-play numbers of teams with a weak schedule are pulled toward their opponent-adjusted values (fully at one standard deviation below an average schedule). Source: play-by-play (cfbfastR / sportsdataverse), aggregated by us.

More: Gardner-Webb schedule · UT Martin schedule · all Week 7 projections

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Projections are statistical estimates for entertainment and analysis only. They are not betting advice and nothing here guarantees any result.

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